About Us
Kathleen S. Bye, CLCS
Owner/Operator, Agent, Financial Advisor
Property, Casualty, Life, and Financial
Licensed in MD, DC, VA, PA, DE, FL, OH, NC, SC, and AZ
Kathy started her insurance career with Nationwide Insurance in 1980 as a secretary and worked her way up to becoming an Agent by 1983 founding the Bye Insurance Agency. In 1984, she hit her first company award and achieved her first Presidents Conference award one year later, making her the first female agent in Nationwide’s history to obtain this prestigious award. Since then, she and her team have earned this award 18 times. She loves the beach, traveling to warm weather destinations and paying it forward. Family is most important to her. She loves spending her time with her husband, Ed, who is also an insurance broker in Odenton, her three children Starr, Fallon and Michael and their large family.
Timothy J. Bye, PLCS
Personal Lines Agent
Property, Casualty, and Life
Licensed in MD, VA, and FL
Tim, the office jokester, started with the Bye Agency when he was just 19 years old. He took a sabbatical for a few years to manage a large car dealership before returning to the Bye Agency in 2007. He specializes in personal lines insurance. He telecommutes from his home in Florida where he enjoys the warm weather and lack of snow (most of the time). He spends his free time with his wife and children going to Disney World, hanging out at the pool, boating or going to the movies.
April L. McVeigh, CLCS
Commercial Lines Agent
Property, Casualty, and Life
Licensed in MD and VA
April started with the Bye Agency in 2001 and specializes in commercial lines insurance. Prior to starting her insurance career, she worked in the mortgage industry. April grew up in Bowie and Kent Island, where she currently resides with her husband Kevin and three children Kaitlyn, Tre and Josie. She has a very large family and spends as much time with them as she can. Her hobbies include horseback riding (she used to be an equestrian horseback rider), boating and travelling.
Brandy N. Rice, PLCS
Personal Lines Agent
Property, Casualty, and Life
Licensed in MD and VA
Brandy started with the Bye Agency in 2007 and specializes in personal lines insurance. Brandy grew up in Pasadena and now reside in Severna Park. She enjoys spending time with her boyfriend, Earl, cousin, Justin and daughter, Faith. She also likes going to the beach and watching her daughter play sports. To Brandy, the most important things in her life are her daughter, her family and helping anyone in need. Her favorite quote is “It is not where you come from that makes you. It is where you are going that will determine who you are.”
J. Melissa Caskey, PLCS
Personal Lines Agent
Property, Casualty, and Life
Licensed in MD
Melissa started with the Bye Agency in 2013 and specializes in personal lines insurance. Melissa holds herself to a high standard and strives to keep herself organized and provide excellent customer service. She has lived in Anne Arundel County for over 15 years and is a graduate of Annapolis High School. She spends her free time with her family, mostly chasing after her fierce little girl, Alona. Her hobbies include reading, cooking and listening to music. Melissa would love to have a dog but has instead settled for a guinea pig named Pepsi. Her biggest vice is her coffee addiction and on any given day she’d love to have her toes in the sand.
Diane L. Hoback, PLCS
Personal Lines Agent
Property, Casualty, and Life
Licensed in MD
Diane started with the Bye Agency in 2017 and specializes in personal lines insurance. She started her insurance career in 2016 with Severn River Insurance Agency until the agency merged with the Bye Agency. She graduated Towson University in 1994 with her Bachelor’s Degree in Business Administration with a concentration in management and a minor in political science. Diane was born and raised in Towson where she still resides with her husband of 19 years and beautiful daughter, Emma, who keeps them both busy with club soccer, piano, and an active social life. Diane’s hobbies include swimming, shopping, and getting to the beach whenever she can.
Annika E. Tyler
Commercial Lines Agent
Property and Casualty
Licensed in MD
Annika started with the Bye Agency in 2019 and specializes in commercial lines insurance. Annika started her own home interior and alterations business 25 years ago and is new to the insurance industry. She was born and raised in Finland where she also attended school for interior design. After becoming friends with Kathy many years ago, she knew who to call when she decided to make a career change. Annika and her husband Blake have been married for 26 years and have two sons, Joonas, 21 and Sebastian, 19. Her hobbies include traveling, visiting her family in Finland, taking long walks and going to the beach. When asked where she is happiest she said, "when her toes are in the sand."
Bonnie M. Michel
Customer Service Representative
Property, Casualty and Life
Licensed in MD
Bonnie started with the Bye Agency in 2008 and specializes in personal lines insurance. Although she became a member of the Bye Team in 2008, she worked for 30+ years in the insurance industry starting with the Nationwide Insurance Regional Office in Annapolis. She grew up and still resides in Mayo, MD. Her hobbies include gardening, cooking and she has a fondness for animals. Spending holidays and quality time with her family is the most important thing to Bonnie. She loves the beach and makes it a priority to visit the beaches of North Carolina at least once a year.
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