If you own a condo, you have different insurance needs than the typical homeowner. Typically, condominium owners do not own the structure they live in. If shared areas need upkeep and maintenance, your association will likely handle the expense through their insurance package. Although your association dues help pay for upkeep of the common areas, they do not cover your personal property within your own unit, or your liability if someone is injured on your property.
Condominium insurance provides protection where condo associations do not. Condo coverage helps protect your possessions within your unit, including furniture, appliances, kitchen and bath facilities along with your personal items. If you plan on upgrading your unit, any improvements you make will also be covered under your policy, including wall units, renovations, etc.
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Securities offered through Kathleen S. Bye as a Registered Representative of Nationwide Securities, LLC, member FINRA, SIPC. DBA Nationwide Advisory Services, LLC. in AR, FL, IL, NY, TX and WY. Representative of Nationwide Life Insurance Company, affiliated companies and other companies. Registered Representatives and Investment Adviser Representatives may only conduct business with residents of the states in which they are properly licensed and/or registered. Please note that not all of the products and services that may be mentioned are available in every state.
URBO Number: FEV-0666AO.2 (8/2017)