Watercraft

When the days are clear and weather is warm, we know that the first thing on your mind is going out on the water. Your boat/PWC allows you to get away from all the stress and pressure of the mainland and kick back by yourself or with good friends.

 

Whether you use your boat/PWC to fish, cruise, or race, we know it must be pretty difficult to picture your life without it. At the Bye Insurance Agency, we make sure that you enjoy your time on the water without having to worry about what could go wrong. Our agency specializes in policies for boaters, so you can be certain we will provide you with the best protection available.

We provide you with coverage against many different types of loss such as:

Medical Payments Coverage - We offer medical coverage that can cover your eligible medical expenses if you get hurt when on the water.

Physical Damage Coverage - This optional coverage is typically designed to take care of your boat, motor, and trailer. Our agents will help you determine the right amount of physical damage coverage for each boat on your policy. You will also need to choose a deductible (the amount you would pay on a claim) before your policy kicks in. This type of coverage is purchased at an additional cost.

Liability Coverage - If you’re involved in an accident, there’s a good chance another person or another watercraft is involved. And if you’re at fault, you’ll need liability coverage. You can choose a lot of liability coverage or a little – it’s up to you. We’ll show you what coverage and limits may be available, and how to get the maximum personalized protection you need.

Whether you’re a lifelong boater or just getting started, call us today at 410-544-4300 for a free quote to keep you and your family safe out on the water